Coco life agent modus -operandi.. please read, don't get scammed..

I was at MOA at around 7 pm when a lady approached me and ask me if I already have a credit card , I thought she is going to offer me one, and I said yes. Then she followed up , and asked if it is a Master card or Visa, said both. Then gave me a coupon ,that I have a life insurance from coco life amounting to 20k. I was really not interested but trying to be polite, and asked me to fill up the form. She told me if I could spare some 30 minutes,said that she is not selling anything or try to offer me something.just for me to know what is COCO life. And she even said that I will be qualified for raffle for a free trip to Hongkong. I'm really not interested but the agent said that she really needed points for referral. I asked if there is nothing to offer me or ask me to buy something. She said yes, just a promo for the company. As hesitant as  I 'am, agreed to go to their office. It's just at the side from our office where I work so I said it's ok. On our way she asked me if I have an ATM ,  she said that it's one of the requirements to be able to qualify for the free insurance. Along the way she asked me to make a balance inquiry from my ATM. And asked me to keep the balance receipt.I was led to a small, actually something like of a make- shift office. Then a lady approached me and asked me if I was briefed already by their agent. I said yes. She asked for my ATM balance inquiry receipt and looked at it and hand  it back to me. Said that they don't really care if you have a huge amount in your saving or just a small amount.

Then I was led to a back room where there are several tables with different agents talking with different prospect clients. So she asked me to fill up a form, and said to fill up something like of an essay , my plans in the next 15 years. after filling up the form ,she presented me about COCO  life and showed me a figure of it's rank in the industry. Showed that it's at top 2, Then asked me if I would be interested in savings. Asked me the amount that I have in my savings account. Then she presented me the scheme for a ten year saving scheme. Then after the ten year I would be getting a hundred thousand a year as long that I am still living.
To make the story short, I said I am interested but still have to think about it, and give the brochure, she said there are no brochures. She said that It's up to my bank for approval. Said my bank? now here is the twist? its somewhat of a trust fund in my bank? I really did not understand what it is? so I said how will I know if I am going to be approved, she said it is online.She even said that other clients even with huge amount in their card gets declined.  I thought that it is an online application, I was really curious of what is my credit score. So I agreed. Then they led me to a terminal where they are going to swipe my card and  to enter my pin. I asked if my card is going to be debited and she said yes? Huh, approval from a bank by  just swiping my debit card? what a scam. It's not being approved but trying to CON you to swipe your card and  debiting the sign up fee of Php 4,500.00

I did not agree to swipe my card and led me back to where we are doing the presentation. So she said that It's one way of knowing if the bank will approve me? I said by getting debited? she said that It will be my first quarterly payment. So another agent sat with us convincing me to swipe. And said that it's a one time offer. And that if I will come back some other time I would need a huge bank account to be approved. I really felt the PRESSURE for me to sign up and swipe my card. I got irritated and simply leave. They were asking me to stay to offer me other options. COCO life is a reputable company . But the way they get clients involves deception.

click link for related stories
COCO life scam

    

         

Tokneneng, a Pinoy favorite street food...

Tokneneng a popular street food made up of boiled duck egg or chicken egg, covered with orange colored batter then deep fried. Has been one of the most loved Filipino street food.

 

A serving usually costs around Php 10.00, which makes it very affordable. Served with spiced vinegar and diced cucumber, makes it a perfect street food snack.

McDonalds twister fries is back again...

I'm not much of a big fan of McDonalds, however their twister fries caught my attention. It is now served at McDonalds for a limited time only. So I get the chance to sample the much awaited twister fries, to my delight, it was good and yummy. Although much smaller than before, it still has that crisp and full of flavor.

Not for those people who has a weight problem, it packs in a lot of calories. So try those Mc curls while still available. I even seen a billboard add saying " Prioritize twister fries". Just a suggestion to McDonalds, the fries should not be available to only  one size, just like the regular fries it should be in different sizes... 

the Captain...

Natatandaan nyo pa ba nuon si "The Captain" Alvin Patrimonio ay aktibo pa sa pag lalaro ng basketball? Nuon ako ay bata - bata pa, isa ako sa mga mangongopya ng mga moves ni The Captain. Sino ba ang hinde umidolo kay ''Cap'', kayo din siguro kahit hindi Purefoods fan ay napahanga nito ni Alvin. Ibang iba na talga ngayon ang PBA. Nuon panahon ng kasikatan ni Alvin, mangilan ngilan lang ang mga tinag- urian  mga FIL- AM. halos lahat ng player ay local, kung meron mang ibang lahi , ito ay mga  Import.

Si Alvin ay nakasama sa PBA hall of fame nun taong 2011, kasama din na pinangaralan ay sila Billy Ray Bates, Fredie Hubalde, Tommy Manotoc at Mariano Yenko. Dito sa Only In The Philippines, Saludo kami sayo...   

Leptospirosis panganib dulot ng baha...

Alam nyo ba ang sakit na Leptospirosis ay possibleng makuha sa pag lusong sa baha, ngayon panahon nang tag ulan. Iwasan ang paglusong sa baha, o kaya ay mag suot nang kaukulang proteksyon kung di maiiwasan, kagaya nang pagsuot ng bota. Ito ay possibleng mag dulot nang kamtaayan kung di malulunasan. Ito ay nakukuha mula sa ihi ng daga, sa pag lusong sa tubig na kontaminado ng ihi.

Ang dulot nito ay ang pag kasira ng mga organs sa katawan kagaya ng Liver at kidney. Kaya iwasan ang pag lusong sa baha. Pero kung ganito naman ang kasabay ko, di bale na ako ay lulusong...

Ano say nyo...

Remembering sec. Jessie Robredo

Bilang isang dayuhan sa Naga City, ako ay tubong Maynila , nag decide ang aking magulang na duon ako mag aral upang samahan ang aking lola, sa aking kalungkutan na malayo sa aking mga kaibigan , nakahiligan ko na mag bisikleta ng madalas.Bilang isang dayuhan,kakaunti lang ang aking mga kaibigan.Habang ako ay nag bibisikleta may nakasalubong akong lalake na nag bibisikleta din. kami lang ang asa kalsada at kami ay nag ka-tinginan mata sa mata, ako ay kanyang tinanguan at laking gulat ko at ako ay nginitian.Sabi ko sino kaya yung mamang yun,ayun pala ay si Mayor Robredo. Napag alaman ko na sya ay mahusay na politiko at napaka bait na tao, pina unlad nya ang Naga City na naging pangalawang tahanan ko...

Eksena sa baha...

Wala naman bagyo ngunit sobra ang lakas ng ulan dulot ng south west monsoon. Ilang mga lugar na ang dineklara na asa state of calamity. 

Asan ang bra ko?

Pandesal... tinapay na may asin

Ang Pandisal O Pandesal, sa kastila (Pan de sal) ay isa sa paborito nating pagkain Pilipino, masarap kasabay sa kape, o kahit anong palaman na ating maibigan. Alam nyo ba na ang kahulugan nito ay tinapay na may asin.

Together forever...

Paalam Dolphy...

July 25, 1928 – July 10, 2012

Salamat sa mga Pelikula at ligaya na ibinigay nyo samin....

Aling Dionisia...

Remembering Roland Dantes...

Rolando Pintoy Dantes (June 15, 1944-March 16, 2009) was an actor, champion bodybuilder and Filipino martial artist who trained with Remy Presas for over 30 years.
He was born on June 15, 1943 in the Philippines.

He is one of the best-known Philippine actors. He has had leading roles in different films including "The Pacific Connection" and "Arnis: The Sticks Of Death." In addition, Dantes was a bodybuilder who won the "Mr. Philippines" title five times between 1969–1980 and placed in competitions for the titles "Mr. Universe" and "Mr. World".
GM. Dantes died March 16, 2009.
Wikepedia .

Saan ito?

The time when life is simple and the Philippines is a progressive nation....   

Back to the Future, Anyone seen Marty?

 If you remember the hit, Back to the Future series, I am a big fan of  this, when I was still a kid, but you know what? it's now...

San ka na dito?

Minamalalas ata si Manny...

Pagkatapos ng kontrobersyal na pagkatlo kay Timothy Bradley ay agad na umuwe ang ating kampeon na si Manny Pacquiao upang tulungan ang ating mga kababayan sa Sarrangani na nadelubyo ng lindol at nagyon naman ay ang pag baha...      

Saludo kami sayo Pacman....

Sulat ni Inang....

San ba mas hirap si Manny sa laban o sa interview...

Isang malungkot na araw para sa mga Pilipino ang contoversial na pag katalo ni Manny Paquiao laban kay Timothy Bradley, kitang kita naman na dominate ni Manny halos lahat ng round. Ngunit ito ay nauwe padin sa kanyang pang apat na pagkatalo.

Kitang kita na di manlang ininda ni Pacman ang mga suntok ni Bradley,ngunit sa palagay ko mas hirap si Manny nung sya iinterviewhin,lahat ng laban ni Manny ay aking sinusubaybayan. At napansin ko na tuwing sya ay iinterviewhin ay hirap na hirap si Pacman sa pag sagot sa ingles,sa totoo lang ako ay nahihirapan at di ko din maintindihan ang sinasabe ni Pacman.

Ngunit ganon pa man, ikaw pa din Manny ang kampion at pang bansang kamao....

The Bully Willie

The Legend of Lito Lapid

From Leon Guerero to the senate, Lito Lapid never failed to amuse audiences from all walks of life . Who can forget his speech during the Corona trial. Remained very humble during his talk, Lapid narrated that a highschool graduate would pass verdict to the Supreme Court Chief Justice, And said that he could not site any law nor speak in english. He said that conscience dictates his decision.

Lapid before going to politics, was an action star in the movies

Lapid during the Corona trial

"Bilang high school graduate po, sa ating mga kababayan, anong sasabihin ni Lito Lapid na hindi marunong mag-Ingles, na hindi kaalaman sa batas, ano kaya ang magiging desisyon? Didisisyunan po ng katas-taasang hukom na isang high school graduate lang at taga probinsya ng Pampanga,"Lito Lapid said in his speech.

Juan Ponce Enrille remarked that Lapid's speech is one of the best,criticized for not being able to speak english, and the only senator without a prepared speech. Lapid was the most awaited senator during the trial and everyone was eager to hear on what he has to say....     

Letting Go...

by A.I.

Memories keep reminding of you 

Now, I don't know how can I get through

How I wish, I could live in the past

Without you, My world would never last

I can still remember the day we last met

I was so stupid ,how can I forget

Letting you leave ,to a place I would never reach

Like a man all alone , to suck all the bone

Promises made in the past, all I know

They're all made of glass...

Broken and shattered,beaten and battered

For me, nothing else matters...

Now, you have said, you found the best

All I know that he's very blessed

Now that he found you, then I have lost you

How can I be, if you've set me free

Maybe it's time, for me to let go

Things have changed, and we will never know...

Now that you're gone, and things are all done

And the hardest part , is when we're apart...      

pwde ba mag computer habang kumakain?

Call Center Fever...

If you are going to look into classified adds in the newspaper, most of the jobs advertised are BPO's.It stands for '' business processing  outsource''. It's the trend nowadays for companies in the US. Why? because it is cheaper to have some of the operations to be done outside the country , rather than in the US , where operational cost is much higher.

Here are some tips on  how to apply for a callcenter job?
1) Build self confidence - Learn how to speak with confidence, good conversation skills is one of  the needed attribute an applicant should posses. Practice speaking infront of a mirror for about 5 minutes , talk about yourself , hobbies etc...


2) Correct common errors in pronunciation - Most Filipinos has error with ''P & F''. They often interchange it, like saying the word '' Fortune'' some Filipinos pronounce it as '' Portune''. 

3) Walk in - There are numerous callcenters that are in need of people almost year round, why? because of new accounts coming in and some has a high attrition rate.

4) The application process- Usually has an initial interview or the screening process, the interviewer looks at how the applicant can converse in English, you should be able to pronounce and enunciate clearly

5) Exam - Usually consist of grammar and IQ test, typing test usually requires 30 wpm with 95% accuracy in order to pass

6) Second interview - After passing the written and typing test, an applicant will have a second interview , what an interviewer is looking for here is the applicants personality if it's suited for the position being applied for. The common questions being asked for example are about the applicants strengths and weaknesses, challenging events, how to deal with a difficult boss etc...

7) Operations manager interview - The applicant is now endorsed to ''Operations'', usually the operations manager is the one doing the interview, usual topic being asked,for ex. expected salary, certain job details like how comfortable are you in selling, trouble shooting devices etc...

8) Job offer - This is the part where the applicant would sign a contract with HR, salary breakdown , and the schedule of training. 

Good luck to all  job hunters....       


      

Eksena sa MRT...

kung ikaw ay nag mamadali, ano ang solution? mag bus, mag jeep, mag taxi? ang slution ay ang sumakay sa MRT. Alam nyo ba na higit kumulang na mayroong 10 - 12 million na pasahero ang sumasakay kada buwan? kaya mapapansin na madalas ay siksikan ito.

pila paakyat sa north avenue

Kaya kung ikaw ay araw araw na sumasakay dito ay mas maganda kung ikaw ay kumuha ng stored value ticket, para mas mabilis at hindi na pipila pa sa ticket booth, ang isa pang kagandahan kung ang laman nito ay mababa na sa Php 10.00 ay pwde pa din gamitin at ito ay libreng sakay. 

Unahan at siksikan ang pag pasok sa mga train, kaya madalas pinapauna ko na ang ibang pasahero kesa makipag unahan, para ako ay maging una sa pila sa sususnod na train....  

Isa sa pinaka maraming sumasakay ay sa Cubao station, lalo na pag mga 8am to 10 am, kaya minsan dapat mas maaga kayo kung dito kayo mang-gagaling

mas matipid at mas mabilis pa ang byahe kesa kayo ay mag bus, ang presyo mula north avenue hanggang pasay taft ay Php 15.00 lang. Ito ay bukas mula 5am hanggang 11pm nang hating gabi. kaya tara na mag MRT na.